Financing

The Home Energy Renovation Opportunity (HERO) Program makes purchasing and installing eligible energy-efficient and water-saving upgrades more affordable for homeowners. Start your home renovation project with no money down and get fixed rates and flexible terms of 5-20 years, with over 50 categories of eligible projects to choose from. And with our industry-leading consumer protection policies, you’ll be supported through every step of the process.

CaliforniaFIRST is a public/private financing program that provides upfront funding for energy efficiency, renewable energy and water saving improvements for your home. Simply apply, complete your projects and repay the financed amount on your property taxes over the course of up to 25 years. CaliforniaFIRST allows you to save money and energy — benefiting both you and your community.


Home Improvement Financing For Energy Efficiency Upgrades. Improve your family’s comfort, health and safety, and you may save big on your monthly energy bills and boost the value of your most important investment.

NO MONEY DOWN 100% FINANCING NO PAYMENT UNTIL DEC 2018*


ELN is not just another financing alternative. We offer the lowest monthly payments available, with fixed rates and no pre-payment penalties. Our program is consumer-friendly, we offer a variety of term options to best suit customers’ needs.